Terms of Service

Effective Date: September 18, {{ COPYRIGHT_YEAR }}

1. Acceptance of Terms

By downloading, accessing, or using the {{ APP_NAME }} application, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the service.

2. Description of Service

{{ APP_NAME }} is a personal finance management tool that allows users to track expenses, manage budgets, and optionally utilize AI voice features and cloud backup. We reserve the right to modify, suspend, or discontinue the service at any time without notice.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your device and account. {{ APP_NAME }} operates as an offline-first application; you are solely responsible for ensuring your data is backed up (e.g., via our optional Cloud Backup feature).

4. Live AI Services

If you choose to use our Live AI Services for voice input and categorization, you acknowledge that your voice data will be processed and used as described in our Privacy Policy.

5. Limitation of Liability

{{ APP_NAME }} is provided "as is" and "as available". We provide financial tracking tools, not professional financial advice. In no event shall {{ APP_NAME }} or its creators be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use the service.

6. Contact

For any questions regarding these Terms, please visit our Contact Us page.

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